We recommend our clients hire property managers - especially if they are new to investing, have more than one property in their portfolio, live at a distance from their investments or are busy with other commitments. Having a property manager can save you worry, inconvenience and money. In short, a ...

Property investors have so many options available to them: buy a house, unit or apartment? Buy an existing dwelling, buy off plans, or build new yourself? So many interesting possibilities! The option you choose will depend on your financial plan, your financial and lifestyle position and your ...

Prospective investors are often worried about how they will handle tenants if they buy an investment property. This is a realistic concern. Choosing, managing and (if you’re unfortunate) evicting tenants can be time consuming, expensive and can lead to legal dramas. Not everyone is equipped with the ...

There are very few investors who can afford to cover all potential risks themselves. None of the investors I know, for example, could afford to rebuild their entire property after a fire. Most would struggle replacing just carpets and curtains. Damage happens – the trick is to make sure ...

Interest rates are low at the moment. This has been great for most of us – this means cheaper credit. For those of us who arranged mortgages and bought property when rates were higher, we can either pay smaller mortgage repayments now or we can apply the same amount to pay off more principal and ...

It hasn't been long since the last interest rate cut of 0.25% by the RBA. Has it affected you? If you have property loans, has your lender passed on the cut? In full? In part? If yes, what does that mean to you? Imagine you've got a $400,000 mortgage on a property (your home or an investment). Let's ...

LMI (Lenders Mortgage Insurance) is a fee charged by banks when you borrow more than 80% of the value of a property. This fee is charged because the bank is outsourcing insurance to protect themselves in case you default on the loan. We have seen banks charge anywhere up to $20,000 or more for LMI ...

So often we meet people who say they've thought about investing in property. They want to invest in property. They plan to invest in property. They've even explored several options for investing in property. They've just been too scared, too careful, too worried to take the leap. This is incredibly ...